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Clearinghouse Transaction Fees

Understanding transaction fees charged by third-party clearinghouses

Updated over a week ago

Overview

When using electronic billing features in NikoHealth, certain transactions are processed through a third-party clearinghouse. Clearinghouses act as an intermediary between providers and insurance payers, ensuring that electronic transactions are formatted correctly and delivered to the appropriate payer systems.

Because these transactions are handled outside of NikoHealth, clearinghouse transaction fees may apply depending on the type and volume of transactions submitted.

This article explains:

  • What clearinghouse transaction fees are

  • Which transactions may incur fees

  • How those fees are typically applied

  • What customers should expect when using clearinghouse-supported features


What Is a Clearinghouse Transaction Fee?

A clearinghouse transaction fee is a charge assessed by the clearinghouse for processing an electronic transaction on your behalf.

These fees are not generated by NikoHealth itself, but by the clearinghouse that routes and validates transactions between your organization and insurance payers.

Common characteristics of clearinghouse fees:

  • Charged per transaction

  • Based on transaction type

  • Determined by your clearinghouse agreement and enrollment setup


Transactions That May Incur Clearinghouse Fees

Depending on your setup and payer enrollments, clearinghouse fees may apply to transactions such as:

  • Electronic claim submissions

  • Electronic remittance advice (ERA) retrieval

  • Eligibility inquiries

  • Other electronic payer communications supported by the clearinghouse

Not all transactions are billable, and not all payers charge fees for the same transaction types.


How Clearinghouse Fees Are Applied

Clearinghouse transaction fees are typically:

  • Tracked and billed by the clearinghouse, not directly within NikoHealth

  • Based on usage volume (for example, number of claims or eligibility checks submitted)

  • Reflected on invoices or statements provided by the clearinghouse according to your contract

NikoHealth submits transactions based on your configured workflows, but does not control the fee structure or pricing model used by the clearinghouse.


Where to View or Manage Clearinghouse Fees

To understand your specific clearinghouse fees, you should refer to:

  • Your clearinghouse agreement or contract

  • Billing statements or invoices provided directly by the clearinghouse

  • Communication from your clearinghouse account representative

If you have questions about which clearinghouse you are enrolled with for specific transactions, NikoHealth Support can help confirm your setup.


Why These Fees Exist

Clearinghouses provide essential services such as:

  • Transaction validation and formatting

  • Payer routing and delivery

  • Compliance with payer and EDI standards

  • Error handling and reporting

Transaction fees help cover the cost of these services and vary based on transaction complexity and payer requirements.


Key Takeaways

  • Clearinghouse transaction fees are separate from NikoHealth platform fees

  • Fees are determined by your clearinghouse and payer enrollments

  • Charges are typically per transaction and usage-based

  • NikoHealth facilitates transaction submission but does not set or collect these fees

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